Cehnnai, 16 Oct 2026: Total business increased by 14.22%, reflecting broad-based momentum across all the segments.
Gross Advances grew by 16.39% YoY, led by strong traction in Retail, Agriculture and M S M E ( R A M ) portfolios.
Deposits rose by 12.50%, supported by a healthy CASA ratio of 39.36%.
Bank strategically reduced its Bulk deposit (including CD) by 5.60% on QoQ basis, from ₹1.62 lakh Cr in Jun’26 to ₹1.52 lakh Cr in Sep’26.
Bank has mobilized fresh F C N R ( B ) Deposits amounting to ₹22486 Cr. It has also raised OFCB of ₹3806 Cr.
Net profit recorded a growth of 14.71% YoY, reflecting improved operational efficiency, steady NIM and disciplined cost management.
Operating profit grew by 46.58% YoY.
The bank’s non-interest income (NII) registered a strong growth of 59% YoY, reaching ₹3,953 Cr for the quarter ended September 2026.
The Bank’s cost-to-income ratio improved by 723 bps to 39.25% in Sep’ 2026 from 44.80% in Jun’26.
Asset quality strengthened further, with GNPA improving to 1.61% and NNPA to 0.14%.
Digital adoption reached 96% of total transactions, show casing technology-led customer engagement.
Key Highlights (Quarter ended Sep’26 over Sep’25)
Net Profit up by 14.71% YoY at ₹3462 Cr in Sep’26 from ₹3018 Cr in Sep’25.
Operating Profit improved by 46.58% YoY to ₹7090 Cr in Sep’26 from ₹4837 Cr in Sep’25.
Net Interest Income increased by 17.83% YoY to ₹7719 Cr in Sep’26 from ₹6551 Cr in Sep’25.
Return on Assets (RoA) stood at 1.31%, Return on Equity (RoE) at 19.65 % in Sep’26.
Yield on Advances (YoA) stood at 8.17% in Sep’26.
Cost of Deposit stood at 4.89% in Sep’26.
Gross Advances increased by 16.39% YoY to ₹721982 Cr in Sep’26 from ₹620324 Cr in Sep’25.
RAM (Retail, Agriculture & MSME) advances grew by 17.74% YoY to ₹442302 Cr in Sep’26 from ₹375660 Cr in Sep’25.
RAM contribution to gross domestic advances stood at 67.04%. Retail, Agri & MSME advances grew by 17.37%, 17.18% and 19.06% YoY respectively. Home Loan (including mortgage) grew by 12.33% YoY in Sep’26.
Priority sector advances as a percen tage of ANBC stood at 48.67% at ₹257647 Cr in Sep’26 as against the regulatory requirement of 40%.